Privacy Policy

1. Information we collect

Account details

When you create an account (with Apple, Google, or email link) we store your name, email address, and profile photo if your sign-in provider shares them. You can edit your name and photo in the app at any time.

Financial records

The content you create: transactions (amounts, categories, dates, notes, merchant names), budgets and category budgets, savings goals and contributions, recurring bills, and calendar memos. This includes both personal records and records you add to shared spaces.

Shared-space membership and splits

When you create or join a shared space, we store the space’s name and settings, its member list, each expense’s split details (who paid, each person’s share), and settlement records (settle-up requests, confirmations, and amounts).

Comments and reactions

If you comment on a shared expense or react to one, that content is stored with the expense and visible to the space’s members.

Receipt images and the scanner

Receipt photos you capture or attach are processed on your device to read the store, amount, and date. The image is then stored so you can review it later, and it syncs to your private cloud storage so it appears on your other devices. Receipt images are never used to train anything and are never shared with advertisers. In shared spaces, a receipt you attach to a shared expense is visible to that space’s members.

Feedback submissions

If you send feedback from the app, we receive your message, any screenshots you attach, your app version, and basic device information (model, iOS version) so we can reproduce issues. Attachments are optional; remove them before sending if they contain anything private.

Notification tokens

To deliver reminders and shared-space activity alerts, we store a push notification token for your device, linked to your account. Tokens are removed when you sign out or delete your account.

Subscription and entitlement information

Purchases are processed by Apple. We receive and store only your entitlement status (whether Okanize Pro is active, plan type, and expiration), never your payment card, Apple ID password, or full purchase history.

2. How we use information

• Provide the app: budgets, charts, goals, reminders, and shared spaces.
• Sync your data across your devices and restore it when you sign in elsewhere.
• Run shared spaces: show members their splits, balances, comments, and settlements.
• Send notifications you’ve enabled (bill reminders, daily budget, space activity).
• Respond to feedback and support requests.
• Keep the service secure and prevent abuse.

No personal or financial data is ever used to train AI models. We do not sell your data or disclose it to advertisers, data brokers, or unrelated third parties. Data is handled only as needed to operate features you request, including sync, purchases, notifications, and shared spaces.

3. What shared-space members can see

Inside a shared space, other members can see: your display name and photo, expenses you add to the space (including notes, categories, and receipts you attach), splits involving you, your comments and reactions, and settlements you’re part of. Members cannot see your personal space. Its transactions, budgets, goals, and memos remain private to you. Leaving a space stops future sharing; past shared records remain part of the space’s history for the remaining members.

4. Advertising and tracking

None. Okanize contains no third-party advertising, no analytics SDKs that profile you, and no cross-app tracking. Your data is never sold or shared for marketing purposes.

5. Data retention

We keep your data while your account is active so the app and sync work as expected. If you delete your account, cloud data enters a 30-day recovery window and is then permanently erased (see our Account Deletion page). Notification tokens are deleted on sign-out. Feedback conversations may be kept briefly after account deletion to finish resolving an open issue, then removed.

6. Your choices and rights

• Access & correct: your profile, transactions, and settings are viewable and editable in the app.
• Delete: delete individual records anytime, or your whole account from Settings → Delete Account.
• Export: transactions can be exported to CSV from the app.
• Permissions: camera (receipt scanning), notifications, and Face ID are all controllable in iOS Settings; the app works with them off.
• Contact us for any access, correction, deletion, or consent request at [email protected].

7. Security

Data travels over encrypted connections and is stored with Google-managed encryption at rest. Access to shared-space data is restricted by server-side security rules to signed-in members of that space. Optional Face ID / Touch ID lock protects the app on your device.

8. Children

Okanize is not directed at children under 13 (or the minimum age in your region), and we do not knowingly collect their data.

9. International processing

Our processors operate data centers around the world, so your information may be processed outside your country, under the safeguards those providers offer.

10. Changes to this policy

If we make meaningful changes, we’ll update this page and revise the date above. Continued use after an update means you accept the revised policy.

11. Contact

Ateruitech 株式会社 · [email protected]
We aim to answer privacy requests within a few business days.